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Maximising members retirement savings


Cbus, the largest industry fund for the building, construction industry and allied industries with over 760, 000 members and more than 170,000 participating employers continues to put members at the heart of everything we do.

We currently invest over $65.6 billion for our members, and we’re all about maximising and growing our members retirement savings.

Cbus returned 19.34%* for the Growth (Cbus MySuper) option in 2020/21 – the highest annual return in the fund’s 37-year history. While we are proud to have achieved an outstanding result, super is about the long term, and our average annual return of 9.25% p.a.* since our inception in 1984 to 30 June 2021 reflects this.

Through Cbus Property+ we are proud to invest back into the industry, creating jobs and boosting the economy. Since 2006, Cbus Property has added to members’ returns an average of 15.01% per annum and created over 100,000 direct construction jobs.

Unpaid super continues to be a problem and Cbus is pushing hard for solutions both within our own services and in the external environment. Last year our unpaid super processes collected over $75.1 million in unpaid super for our members. This is a great result and our member online and phone apps have improved member engagement with their super so they can check their contributions easily. We continue to engage with government and advocate for better regulations in superannuation to ensure that workers receive their legal entitlements.

If you think you’re not getting super or your super is being paid incorrectly then please raise it with your union, your employer or let us know either by phone or through one of our many coordinators who are out on site every day. It’s your money and it should be working for you. You can check your contributions and your balance anytime using the Cbus app.

Please remember, it is never too late to contribute and even a bit of super, coupled with a part pension, can make a huge difference to your retirement. Cbus provides income stream options for members in retirement which means we can keep investing your super, while you gradually draw an income from it. If you want some advice about planning your retirement we can assist with our free advice service.

On behalf of the Board and all the staff at Cbus I want to thank you for continuing to put your trust in your industry fund. Our members were the foundation and continue to be the future of our fund.

Justin Arter, CEO Cbus



*Past performance is not a reliable indicator of future performance. The Growth (Cbus MySuper) investment option return is based on the crediting rate, which is the return minus investment fees, taxes and until 31 January 2020, the percentage-based administration fee. Excludes fees and costs that are deducted directly from members’ accounts.

+ Cbus Property Pty Ltd is a wholly-owned subsidiary of United Super Pty Ltd and has responsibility for the development and management of Cbus’ direct property investments. Since inception in 2006 to 30 June 2021. Cbus Property investments are part of the property asset class in the High Growth, Growth, Conservative Growth and Conservative investment options and these returns are net of fees and form part of the crediting rates allocated to accounts invested in these options. Estimated jobs since 2006 to June 2021 based on inductions for completed and committed developments. For more information about Cbus Property visit cbusproperty.com.au.

This information is about Cbus. It doesn’t take into account your specific needs, so you should look at your own financial position, objectives and requirements before making any financial decisions. Read the relevant Cbus Product Disclosure Statement to decide whether Cbus is right for you. Also read the relevant Target Market Determination at cbussuper.com.au/tmd. Cbus’ Trustee: United Super Pty. Cbus’ Trustee: United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 Cbus ABN 75 493 363 262.

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